It happens more often than you think.

One of the biggest mistakes trust owners make is assuming they’re covered, only to find out they’re not listed as a co-insured. Yes, it’s your trust – but legally, if your name isn’t noted correctly, your claim can be repudiated. And when that happens, the shock and frustration are overwhelming.

That’s why it’s so important to make absolutely sure your insurance is in place and structured correctly.

You’ve already gone through the effort of setting up a trust to protect your assets and secure your future. But if the insurance side is neglected, all that planning can fall apart when you need it most.

And let’s be honest – with global warming and unpredictable weather, the risks are only increasing. Just look at the severe storms in Mpumalanga, the flooding in KwaZulu-Natal, and the fires in the Cape Province. Any one of these events could have a major impact on your property and your financial security.

Now ask yourself:

• Are all the right people listed on your long-term insurance?
• Are your beneficiaries up to date?
• If something were to happen to you, would your properties be protected and paid off, or would your family be left with uncertainty?

These are questions you don’t want answered after a loss.

That’s where Destinata Insurance Brokers come in. We help you make sure your trust insurance is done properly – no gaps, no nasty surprises, just peace of mind knowing you’re truly covered.

Because when it comes to your trust, guessing isn’t good enough – getting it right is everything.

Article written by:
Destinata Insurance Brokers – Rene Scheepers